NCO Attorney Network Services designs and implements cost-effective legal collection solutions for creditors across the country, managing nationwide legal resources complemented by modern facilities, leading-edge technology, and the expertise needed to get results.

We meet the needs of creditors large and small, whether their requirements call for the implementation of a pre-litigation collection campaign for selected accounts or for a nationwide bankruptcy recovery program. We improve our client's bottom line through customization, working closely with them to identify and implement solutions that will yield quality results.

Pre-litigation Collections
NCO pre-litigation collection services reduce court costs, increase liquidation rates, and identify cases where litigation is impractical. While immediate referral to one of our corresponding attorneys is sometimes the best course of action, our pre-litigation collections provide these critical benefits while pre-qualifying cases for additional action.

Attorney Network Collections (Litigation)
NCO Attorney Network Services applies the skills, resources, and expertise of more than 150 qualified, reputable collection law firms to our clients' portfolios. These firms operate in every jurisdiction in the United States. Capabilities include:

• Full online access for new claims forwarding, status inquiries, and off-site audits
• New files accepted daily in any format

Bankruptcy Recovery Programs
NCO Attorney Network Services offers bankruptcy recovery programs designed to pursue our clients' interests in cases where a customer has filed for bankruptcy. Flat-fee programs and contingency-fee programs are available.

Proof of Claim Filing Programs
We manage and undertake the filing and monitoring of all proofs of claims our clients require.

Reaffirmation Invitation Programs
For a combined flat fee and contingent fee, we service all cases pre-qualified for reaffirmation invitations. Likely candidates for this type of service include cases in which customers have filed for protection under Chapter 7 of the bankruptcy code, where the hope for recovery comes from having the customer reaffirm the debt. This effort produces additional recoveries, offering customers the chance to regain their credit standing in return for payments made.

Non-Dischargeable Debt Programs
Some debts are non-dischargeable, which means that the customers remain obligated to repay them after bankruptcy. Examples of non-dischargeable debts are certain state and federal taxes, student loans, and debts induced or extended by fraud. We pursue our clients' interests where evidence points to customer fraud shortly before the bankruptcy was filed. Flat-fee programs and contingency-fee programs are offered.

Nationwide Motions Filing
On a flat-fee basis, we undertake the nationwide management and filing of all types of bankruptcy motions. These include motions for relief from stay, 1301 co-debtor motions for relief from stay, Chapter 13 objections, motions to compel, and motions to dismiss. Our knowledgeable professionals understand the laws and regulations, so that our clients do not have to.

Nationwide Replevin Filing
Also on a flat-fee basis, we undertake the filing and management of replevin (collateral recovery) litigation on our clients' behalf. These suits can be filed after a motion for relief from stay has been awarded or after the bankruptcy has been discharged. Replevin litigation also can be filed against non-bankrupt accounts if collateral recovery is the client's primary need.

Probate Accounts
NCO Attorney Network Services offers a variety of fully outsourced probate and deceased account collection services. These programs maintain the balance between the need to resolve accounts and to show respect for the families of the deceased. NCO also offers programs designed to supplement internal client efforts, priced according to account characteristics and other variables, such as claim size and volume. All fees are assessed on a contingency basis.

Suit Scoring
NCO Attorney Network Services offers a decision model that can help determine which accounts are ready for legal action, based on jurisdiction, balance, and other factors. An invaluable tool for portfolio brokers, suit scoring makes it easy to decide whether to purchase a portfolio, how to establish a fair market value, or when to resell a portfolio.

Arbitration Services
As an alternative to litigation, NCO Attorney Network Services offers arbitration services to resolve disputes. Attorneys, paralegals, and collectors work with the National Arbitration Forum, a leading neutral administrator of arbitration, for NCO clients throughout the United States. An electronic interface between NCO and the National Arbitration Forum facilitates account placement and processing.

NCOeRecoverEase™
NCO Attorney Network Services makes it easy to manage high-volume outsourced debt portfolios through NCOeRecoverEase. Featuring all-encompassing management and control elements, this program is crucial to all portfolio managers, creditors, and attorneys. NCOeRecoverEase provides data and account data reporting to users. With effective workflow management controls and data and activity validation, all the needs of the creditor or portfolio manager are addressed.

The NCOeRecoverEase database can become a powerful information source, with Internet accessible reports that illustrate:

• Real-time inventory snapshots
• Current and historical performance
• Identification of exceptions to defined workflow standards